Medicare
Coverage
You Can
Trust.
"I didn't open this practice to sell policies. I opened it to make sure Georgia seniors never have to navigate this alone."
Do any of these sound like you?
Insurance can feel overwhelming.
It doesn't have to be.
New to Medicare?
Not sure where to start, what Part A and B cover, or whether you need a supplement? I'll walk you through it step by step.
Are you overpaying?
Plans change every year. Many seniors stay on plans that no longer fit their needs or budget. A free review takes 30 minutes.
Worried about leaving debt behind?
Final expense and life insurance ensures your family isn't burdened with funeral costs or outstanding bills when you're gone.
Not sure what you need?
That's the most common answer I hear. You don't need to know what to ask — just call me and we'll figure it out together.
About Ziggy
A Trusted Advisor
for Georgia Seniors
Before I became an insurance agent, I served 13+ years in the United States Air Force. That experience taught me one thing above everything else: you look out for the people next to you.
I bring the same commitment to every client I serve. After leaving the Air Force, I earned a B.S. in Pre-Law from Georgia State University and a Master of Science in Health Informatics from Mercer University — which gives me an unusually strong understanding of both the healthcare system and the legal framework behind insurance coverage.
As an independent agent, I am not tied to any one insurance company. That means I compare plans across multiple top-rated carriers and recommend only what's genuinely right for you — not what pays the highest commission. Every consultation is free. Every recommendation is honest.
What I Offer
Coverage Built Around
Your Life
Every senior's situation is different. I take the time to understand your health, your doctors, your prescriptions, and your budget before I recommend a single plan.
Get Free Plan ReviewMedicare Advantage
Part C plans bundle hospital, medical, and often prescription drug coverage through private carriers. Many plans carry $0 monthly premiums with added dental, vision, and hearing benefits.
Learn More →Medigap / Supplement
Original Medicare covers roughly 80% of costs. A Medigap policy fills the rest — copays, coinsurance, and deductibles — giving you predictable costs and the freedom to see any Medicare-accepting physician in the country.
Learn More →Life Insurance
Whether you want to cover final expenses, protect a surviving spouse, or leave something behind for your family, I'll find a whole life, term, or final expense policy that fits your budget — including no-medical-exam options.
Learn More →Final Expense
A dedicated policy to cover funeral, burial, and related end-of-life costs so your family isn't left with unexpected bills during an already difficult time. Simple, affordable, and available at any age.
Learn More →Prescription Drug (Part D)
I compare Part D plans based on your specific medications so you're never overpaying at the pharmacy. Plan formularies change annually — an annual review can save you hundreds of dollars a year.
Learn More →Dental, Vision & Hearing
Original Medicare doesn't cover routine dental, glasses, or hearing aids. Many Medicare Advantage plans include these benefits. I'll help you find a plan that covers the services you actually use.
Learn More →My Commitment to You
A Helping Hand,
Not a Sales Pitch
When you call me, you're not calling a 1-800 number staffed by commission-hungry representatives. You're calling a licensed professional who lives in the same state you do, understands Georgia's Medicare landscape, and has absolutely no incentive to steer you wrong.
My services are free to you because insurance carriers compensate me directly — which means my advice costs you nothing, and my only job is to find you the best possible coverage.
"Think of me as that knowledgeable friend who's been through this before — and who will pick up the phone when you call."
Independent & Unbiased
I'm not captive to any single carrier. I have access to plans from Aetna, Humana, UnitedHealthcare, Cigna, Anthem BCBS, Mutual of Omaha, and more — and I choose based on your needs, not on commission rates.
Plain-Language Guidance
No jargon, no confusion. I explain your options clearly in language you can act on, so you leave every conversation knowing exactly what you're getting and why.
Year-Round Support
My relationship with you doesn't end at enrollment. Plan changes, billing questions, claims issues — I'm available year-round and will always pick up the phone for my clients.
Annual Plan Reviews
Every fall during Open Enrollment, I proactively reach out to review your plan against what's available for the coming year. If there's something better, I'll find it.
How It Works
Simple, Transparent,
Stress-Free
From your first call to your insurance card in hand — here's exactly what to expect.
Free Consultation
We talk through your health situation, your doctors, medications, and budget. No pressure. No agenda other than finding what's right for you.
Plan Comparison
I research plans available in your area from every carrier I work with and walk you through the pros, cons, and costs of each option.
You Decide
You choose the plan that feels right. I'll never rush you or pressure you — this is your health and your money.
Enrolled & Supported
I handle the enrollment and stay in your corner for billing questions, claims, and annual reviews — for as long as you're my client.
Who I Serve
You Don't Have to
Figure This Out Alone
Every day I work with Georgia seniors who are navigating Medicare for the first time, frustrated by a plan that stopped working for them, or just trying to make sure their family is protected.
Turning 65 & New to Medicare
Your Initial Enrollment Period is time-sensitive. Missing it can result in lifelong late-enrollment penalties. I'll make sure you enroll correctly and on time.
Already on Medicare, Reviewing Your Plan
Plans change every year — premiums, formularies, and networks all shift. An annual review costs you nothing and could save you significantly.
Planning Your Family's Financial Future
Life insurance and final expense policies ensure the people you love aren't burdened by your passing. I'll help you find coverage that fits your legacy goals.
Just Confused and Overwhelmed
This is more common than you'd think. You don't need to know the right questions. Just call me — we'll figure it out together, one step at a time.
Common Medicare Myths
Things seniors are told that simply aren't true
Original Medicare covers about 80% of approved costs. The remaining 20% — with no annual cap — can be financially devastating without a supplement or Advantage plan.
Many Advantage plans offer excellent networks and additional benefits Original Medicare doesn't cover at all, like dental, vision, and hearing. The right plan depends on your specific situation.
After your Initial Enrollment Period, switching from Medicare Advantage to a Medigap plan may require medical underwriting. This is one of the most important reasons to make the right choice from the start.
Not at all. Insurance carriers pay agents directly. Your premium is the same whether you enroll through me or on your own — but with me, you get guidance, comparison, and ongoing support.
Client Reviews
What Georgia Seniors
Are Saying
Google Reviews
"Ziggy took the time to explain every option in plain English. I finally feel confident about my Medicare coverage — and I'm saving over $80 a month compared to my old plan."
"My husband passed last year and I was overwhelmed by everything. Ziggy was patient, kind, and got life insurance in place so my children are protected. I'm so grateful."
"I didn't realize I had so many Medicare options. Ziggy did all the research and found a plan that covers all my specialists with zero monthly premium. Absolutely recommend him."
Ready to find the right coverage?
There is no charge to you. No pressure. No obligation. Just honest guidance.
Resources
Information
Made for You
Free guides and plain-language answers to help you make confident decisions about your Medicare coverage.
Medicare & You 2025
The official CMS handbook. I'll walk you through the parts that matter most for your situation.
Medigap Plan Comparison Chart
Side-by-side breakdown of Plans A through N so you can see exactly what each standardized Medigap policy covers.
Medicare Eligibility & Enrollment Guide
When to enroll, what deadlines to watch, and how to avoid penalties. Essential reading if you're turning 65.
Frequently Asked Questions
Common Questions
Schedule Your Consultation
Book Your
Free Consultation
& Complete Your SOA
This form collects your consultation request, Scope of Appointment, and Permission to Contact in one step. Your 48-hour SOA window starts the moment you submit — I'll reach out to schedule your appointment after that window passes.
Federal rules require your Scope of Appointment to be completed at least 48 hours before any Medicare sales appointment. By submitting this form, your clock starts immediately — I'll contact you to schedule after the window passes.